What is Super Visa insurance?
The Super Visa allows the parents and grandparents of Canadian citizens and permanent residents to visit Canada for up to two years at a time without needing to renew their status. The visa itself can remain valid for up to ten years. To qualify, applicants must carry valid Canadian medical insurance — and that is where we come in.
We compare Super Visa plans from Canada's leading insurers to find coverage that meets every IRCC requirement while keeping your premium as low as possible.
Coverage requirements
To satisfy Immigration, Refugees and Citizenship Canada (IRCC), your policy must:
- Provide a minimum of $100,000 in emergency medical coverage
- Be valid for at least one year from your date of arrival in Canada
- Be purchased from a Canadian insurance company
- Cover healthcare, hospitalization and repatriation
- Be available to show to immigration officials on each entry to Canada
Who is eligible
To sponsor a parent or grandparent for a Super Visa, the applicant must:
- Be an immediate family member of a Canadian citizen or permanent resident
- Provide a signed financial support letter from their child or grandchild in Canada
- Include proof of the relative's income and residency (and a copy of their PR card or passport)
- Complete an immigration medical examination
- Purchase at least $100,000 of Canadian medical insurance
Payment options
Annual (lump-sum) payment is the standard, but flexible monthly plans are available through select providers such as 21st Century, underwritten by Manulife. Monthly plans generally require the first two months' premium plus a modest setup fee upfront, with no monthly surcharge from some insurers. We will walk you through the trade-offs so you can choose what fits your budget best.
Frequently asked questions
How much coverage do I need for a Super Visa?
IRCC requires a minimum of $100,000 in emergency medical coverage from a Canadian insurer, valid for at least one year from your date of entry. Higher limits such as $150,000 are also available.
Can I pay monthly instead of a full year upfront?
Yes. Several insurers, including 21st Century (underwritten by Manulife), offer monthly payment plans. These typically require the first two months plus a small setup fee upfront. Note that the policy document you present to immigration still shows a full year of coverage.
What happens if the Super Visa is refused?
Most policies offer a full refund of your premium if the visa application is denied — provided no claim has been made. We will confirm the exact refund terms of your chosen plan before you buy.
Can I get a refund if my parents leave Canada early?
Yes. If your parents return home before the policy ends and there have been no claims, you can request a partial refund for the unused period. A short administrative fee may apply.